Stay informed with the latest mortgage rates designed to help you make confident financial decisions. As Billy Kinberg – Senior Loan Officer, I provide real-time access to the most competitive rates across a wide range of loan programs, including FHA, VA, Conventional, Jumbo, DSCR, Non-QM, Bank Statement, P&L, and 1099 loans. Whether you’re preparing to buy, refinance, or invest, understanding today’s rates can help you plan smarter and maximize your savings. With licensing across DC, MD, VA, PA, OH, NC, SC, TN, GA, FL, CO, and TX, I’m committed to offering accurate rate insights and personalized guidance so you can choose the right loan at the right time.