With Billy Kinberg – Senior Loan Officer, we understand that choosing the right mortgage partner is one of the most important decisions you’ll make. Our mission is to provide personalized, transparent, and reliable mortgage guidance for every client. Whether you’re a first-time homebuyer, an experienced investor, or seeking refinancing options, we take the time to understand your unique financial situation and goals. With extensive experience and licensing across DC, MD, VA, PA, OH, NC, SC, TN, GA, FL, CO, and TX, we ensure that you have access to the right loan programs and the best possible rates for your needs.
Personalized Client Support: We take the time to understand your financial goals and provide customized guidance through every step of the mortgage process.
Competitive Rates and Flexible Terms: We help you secure the best possible rates and loan structures to fit your unique financial situation.
Transparent and Trustworthy Service: Our clients rely on us for honest advice, clear communication, and a stress-free mortgage experience.
Licensed in Multiple States: Serving DC, MD, VA, PA, OH, NC, SC, TN, GA, FL, CO, and TX, we offer local expertise with broad coverage for your convenience.
Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.
Fast & Reliable Closings – Streamlined processes that save you time and stress.
Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.
Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.
Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.
We offer a wide range of mortgage solutions, including FHA, VA, Conventional, Jumbo, DSCR, Reverse Mortgage, Down Payment Assistance, First-Time Homebuyer Loans, Non-QM, Bank Statement, P&L, and 1099 Loans. Each program is tailored to meet the unique needs of our clients.
Yes! We specialize in helping self-employed borrowers qualify using alternative documentation such as bank statements, P&L statements, or 1099 forms. Our team will guide you through the process to maximize your approval chances.
We take the time to understand your financial situation, goals, and property type to recommend the best loan program. With personalized guidance, we ensure you select a mortgage that aligns with your needs and long-term plans.
Yes. Billy Kinberg – Senior Loan Officer is licensed in DC, MD, VA, PA, OH, NC, SC, TN, GA, FL, CO, and TX, allowing us to serve clients across a wide area with local expertise and support.
The timeline varies depending on the loan type, property, and documentation, but our team is dedicated to making the process as smooth and efficient as possible. We provide clear guidance at every step to ensure timely approvals and closings.
NMLS#433577
DC Office address: 1100 15th Street NW Fourth Floor Washington, DC 20005
HeadQuarters address: 11911 Freedom Drive Suite 500 Reston, VA 20190
Intercoastal Mortgage, LLC Company NMLS ID # 56323
Intercoastal Mortgage, LLC Company NMLS ID # 56323 http://www.nmlsconsumeraccess.org. This is not a commitment to lend. All loans are subject to credit, underwriting, and property approval guidelines. Terms, conditions, and programs are subject to change without notice. Intercoastal Mortgage, LLC 11911 Freedom Drive Suite 500 Reston, VA 20190 571-266-6500. For further information on Intercoastal Mortgage, LLC Company and Mortgage Loan Originator’s licensing visit Consumer Access – Browser Warning . Equal Housing Opportunity.
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